WorcesterRafael Ortiz
Senior Loan Officer
NMLS #XXXXXXX
Rafael has closed more MassHousing loans in Worcester County than anyone on our team and hosts free homebuyer classes monthly.
English, Spanish, Portuguese · 15 years lending
(508) 555-0118Home loans in Worcester County
Serving Worcester, Shrewsbury, Auburn and the USDA-eligible towns of central Massachusetts, where value and assistance programs stretch budgets further.
The Worcester County market at a glance
Sample figures to help you plan. Your loan officer can pull current comparable sales for any street.
Downtown Worcester office
100 Front Street, Suite 820, Worcester, MA 01608
Mon to Thu 8:30 am to 7 pm, Fri to 5:30 pm, Sat 10 am to 2 pm
(508) 555-0118- Median single-family
- $455,000 (sample)
- Median three-family
- $615,000 (sample)
- Typical days on market
- 26
- Common loan type
- FHA and USDA
Lending here, done right
- Worcester
- Shrewsbury
- Auburn
- Holden
- Leicester
- Spencer
- Sturbridge
USDA-eligible towns
Many towns west and north of Worcester qualify for zero-down USDA loans. We check any address the same day.
Monthly homebuyer class
Rafael teaches a free class in English, Spanish and Portuguese on the second Saturday of each month.
Your Worcester County loan officer
Meet in the office, at your kitchen table or by video.
- Worcester
Worcester County questions
Eligibility changes with census updates. Send us an address and we will confirm it.
Yes, with 3.5% down when you live in one unit, subject to FHA self-sufficiency rules for three and four-unit homes.
Yes. It meets MassHousing education requirements (sample) and includes a certificate.
Buying or refinancing in Worcester?
A pre-approval takes about 10 minutes online and does not affect your credit score. A local loan officer follows up the same day.
- Soft credit check
- 24-day average close
- 4.9 from 1,284 reviews
