BostonA Boston lender built on straight answers
Since 2004 we have financed homes for more than 11,600 families, with decisions made by people who live and work here.
Our story
Harborview started with a simple frustration: good borrowers waiting weeks for answers from underwriters who had never seen a triple-decker. So we kept lending decisions local.
- 2004
Two desks on Boylston Street
Former bank underwriters Ellen Harrow and James Viera open Harborview to give Boston buyers faster, clearer answers.
- 2009
Lending through the downturn
While national lenders pulled back, we kept underwriting in-house and helped 1,100 local families refinance out of risky ARMs.
- 2014
South Shore and Worcester offices
Quincy and Worcester open, adding our VA and down payment assistance specialists.
- 2020
Record year, same promise
Over 2,300 loans closed, every call still returned the same business day.
- 2026
Six offices, one standard
Cambridge, Newton and Salem complete our Greater Boston footprint.
- Years lending in Massachusetts
- 22
- In home loans funded
- $4.2B
- Families financed
- 11,600+
- Of clients are repeat or referred
- 61%
What we hold ourselves to
Four values that shape how we price, advise and underwrite every loan.
Clarity over cleverness
We explain trade-offs in plain English and put numbers in writing before you commit.
Local judgment
Underwriters who know a Somerville two-family from a Wellesley colonial make better decisions.
Advice that can say wait
If refinancing or buying now is not in your interest, we will say so and check back later.
Fair lending for everyone
Equal Housing Opportunity is not a footer badge. We audit our own pricing for fairness annually.
Leadership and senior loan officers
All loan officers- Boston
Cambridge
Worcester
Quincy
Credentials and licenses
Full state license details are on our licensing page.
- NMLS #XXXXXXX
- Fannie Mae and Freddie Mac approved seller/servicer (demo)
- FHA and VA approved lender (demo)
- MassHousing participating lender (sample)
- Equal Housing Opportunity
Let's talk about your next home
A pre-approval takes about 10 minutes online and does not affect your credit score. A local loan officer follows up the same day.
- Soft credit check
- 24-day average close
- 4.9 from 1,284 reviews
